10 Best Shopify Payment Apps - [2024]
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10 Best Shopify Payment Apps – [2024]

Last modified: November 8, 2023

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# Image Name
Bold Subscriptions
Bold Subscriptions
Front Systems
Front Systems
Split ‑ Partial Payments
Split ‑ Partial Payments
Recurring Payments & Orders
Recurring Payments & Orders
Advanced PreOrder(Partial Pay)
Advanced PreOrder(Partial Pay)
Membership Subscription Order
Membership Subscription Order
Affirm pay‑over‑time messaging
Affirm pay‑over‑time messaging
Point of Sale
Point of Sale
Simplio: Simple Invoice
Simplio: Simple Invoice
Conekta Offline Payments
Conekta Offline Payments
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When it comes to business there are two things that you need to do. The first is to have a product/service to sell. The second is to have a way to collect payments from your customers. Taking payments on Shopify is easy, there are ways to use Shopify Payments to do this. However, this isn’t always the best option for your business. When this is the case, you need one of these Shopify payment apps.

What Do Shopify Payment Apps Offer?

Shopify payment apps offer you a unique way to collect payments that might be a little more complicated than Shopify offer. For instance, they can offer you the chance to send invoices to collect payment through cash, cheque or direct bank transfer. Or you could set up payment plans, membership plans or something else.

Finally, you might want to have an option that allows you to combine online orders with instore options. Therefore, you need one of the Shopify payment apps that allow you to take payments in person and process online orders.

There are lots of options online, and you’re free to cancel an app and switch if needed. Some of these are free and others require a payment upfront and as a percentage of the transaction fee.


Key Takeaways
Shopify payment apps support various business models, including subscriptions and membership sites.
Some apps allow combining online orders with in-store purchases for a seamless experience.
Understanding app cost structures is crucial, as some charge upfront or transaction fees.

Best Shopify Payment Apps – Our Top Picks:

Filter between free and paid

Affirm pay‑over‑time messaging

Affirm pay‑over‑time messaging

Affirm is a way for customers to pay for products over time. There is no deferred interest, compounding interest or late fees with this system of payment, the customer will see what they have to pay exactly at the checkout and they can set their payments to a budget friendly schedule.

This app therefore allows more customers to afford your products and you can start to grow your business faster. This app has also been linked to higher conversions and better order values. You can also take advantage of Amplified marketing with Affirm audience insights, campaigns and more to help you grow faster than you would without the app.

Affirm can offer you many marketing opportunities, this includes awareness, consideration, intent, conversion and more.

Affirm pay‑over‑time messaging Highlights:

  • A free-to-install app.
  • Allows customers to pay for orders over a longer period of time.
  • Offers marketing opportunities.
  • Increases conversions and average order values.

Simplio: Simple Invoice

Simplio: Simple Invoice

Sometimes you want customers to pay in cash, cheque or bank transfer. This is okay, you will need to send an invoice to them for them to get payment details and send the money they owe you over. This free app allows you to create easy, branded invoices that can be emailed over to your customers that can include payment details.

This is a great option for many business models, including those that have custom prices. The invoices can be automatically created and sent to their email inbox. Or the invoices can be created manually and sent by you.

Establishing the app on yours tore is really easy. You don’t need developer skills or know any coding. It can be running in under a minutes and for the price, there is no reason why you shouldn’t use the app. All actions can take place right inside the Shopify dashboard.

Simplio: Simple Invoice Highlights:

  • Free app that can help you send invoices to your customers.
  • Invoices can be branded.
  • Automatically send or manually create and send.
  • All actions can take in place in the Shopify dashboard.
Keep Reading

Key Features of Shopify Payment Apps

Subscription Management

Shopify payment apps allow for tailored subscription models, catering to a variety of business needs and customer preferences.

These apps enable customers to adjust their subscription details, providing a personalized shopping experience.

Businesses benefit from the ability to set up recurring revenue streams, ensuring a predictable and steady cash flow.

Multiple Payment Options

Providing various payment methods addresses customer needs, leading to better conversion rates at checkout.

Incorporating global payment gateways and flexible solutions like split payments appeals to budget-aware shoppers worldwide.

Enhanced Security Features

Advanced security protocols protect against fraud, building trust with customers and safeguarding business interests.

Encryption and compliance with industry standards like PCI DSS ensure that customer payment information is secure.

Real-time fraud analysis tools help to prevent fraudulent transactions, reducing the risk of chargebacks and financial loss.

Enhancing Shopify Payments

Subscription Flexibility

Shopify payment apps provide diverse subscription choices and discounts to encourage repeat business.

Customers have control over their subscriptions, enhancing autonomy and overall satisfaction with the service.

Promotions on recurring orders can greatly increase revenue, showcasing the effectiveness of subscription discounts.

Fraud Prevention and Management

Implementing pre-shipment fraud checks and customer analysis reduces false declines and chargebacks, enhancing security.

Guaranteed chargeback protection and dispute resolution build trust, while verifying customer details enhances security.

Payment Flexibility

Split payment options and multiple credit card use can ease customer spending and potentially boost store conversion rates.

Providing various payment methods and partial payments addresses different customer preferences, enhancing their shopping experience.

Conclusion: Top 10 Shopify Payment Apps

Improve your store’s payment functions with one or more of the Shopify payment apps that are included in this list. They can help you give customers more chances to pay, offer different product types or even create invoices to sell manually to your customers via bank transfer or cash. The question that you need to ask: which Shopify payment apps will you install?

  • How do Shopify payment apps handle refunds and returns?

    Shopify payment apps usually provide straightforward processes for handling refunds and returns, making after-sales service easier, ensuring a smooth customer experience.

  • How secure are Shopify payment apps?

    Shopify payment apps prioritize security with features like SSL encryption and compliance with PCI DSS standards which protect both merchant and customer data to prevent unauthorized access and fraud.

  • Can customers use digital wallets with Shopify payment apps?

    Shopify payment apps typically allow the use of digital wallets, offering a quick and secure checkout process. This convenience can lead to higher conversion rates and customer satisfaction.

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